Wednesday, May 20, 2020

Basic French Politeness Vocabulary and Expressions

After you master your French survival phrases, the very next thing you need to conquer in French is politeness. Do Smile in France You may have heard that it was not OK to smile in France. I dont agree. I am Parisian born and raised, then lived 18 years in the US, then came back to France to raise my daughter among my (also French) husband family. People smile in France. Especially when they interact, ask for something, are trying to make a good impression. In a large city like Paris, smiling to everybody may make you look out of place. Especially if you are a woman and are smiling to each guy that looks at you: they may think you are flirting.   However, that doesnt mean you shouldnt smile, especially when you are talking to someone.   Lots of French students are afraid to speak French, and therefore have a very intense facial expression: its not nice. So try to relax, breathe in, and smile! Tu Versus Vous - The French You There is MUCH to say on this subject which is deeply rooted in French history. But to sum it up. Use tu with one person you are talking to: a child, a close friend, an adult in a very relaxed setting, a family member, anyone who uses tu with you (unless they are much older than you).Use vous with everybody else you are talking to. An adult you are not close to, a colleague, a person much older than you... and with a group of several people (whether you say tu or vous to them individually. The choice between tu and vous also depends on social class (this is very important and the main reason why French people use tu or vous to talk to one person), geographic region, age, and... personal preference!   Now, each time you learn a French expression using you - youll have to learn two forms. The tu one and the vous one. French Politeness Essentials Monsieur - SirMadame - Lady, MadamMademoiselle - Miss, to be used with younger (too young to be married) women When addressing someone, it is much more polite in French to follow with Monsieur, Madame or Mademoiselle. In English, it may be a bit over the top, depending where you come from. Not in France. Oui - Yes.Non - No.Merci - Thank you.Bonjour - hi, hello.Au revoir - Bye.Sil vous plaà ®t - please (using vous)/  Sil te plaà ®t - please (saying tu)Je vous en prie - youre welcome (using vous) / Je ten prie (saying tu)Dà ©solà ©(e) - sorryPardon - sorryComment ? - Excuse me - when you couldnt hear someone.Excusez-moi (for vous) / excuse-moi (for tu) - excuse-meÀ vos souhaits (for vous) / à   tes souhaits (for tu) - bless you (after someone sneezes) Of course, there is much more to say about French politeness. We  suggest you check out look at the  downloadable audio lesson on French Politeness to master the modern French pronunciation and all the cultural nuances linked to French politeness and greetings.

Wednesday, May 6, 2020

Essay on Teen Marriage - 1460 Words

Teen Marriage What is marriage? Marriage is â€Å"the institution whereby men and women are joined in a special kind of social and legal dependence for the purpose of founding and maintaining a family† (Marriage 729). The fact is, marriage, to most of society, is something much more than that. To some, marriage is the uniting of their souls; to others, it is merely an escape from their fear, their pain, and their agony. The sad truth about it is that many of those marriages will end in divorce. So how do couples know if what they have will last forever? It is impossible to know for sure. No one can tell them that they definitely have what it takes to make a marriage last. Marriage is about compromise and understanding. It is also†¦show more content†¦They really do not know what it takes to make a marriage last. The only thing they know is what they have seen, i.e. in their parents’ marriages. Sadly, that seems like a bad place to look for an influence, as so many marriages today are failing. It is unlikely that they will receive useful information out of an unsuccessful marriage. Today, â€Å"married couples are so busy managing their marital lives that they tend to eliminate all the fun of being together† (Holt 1). Teens will not be able to know what is needed to make a marriage work until they have a glimpse of what marriage is really all about. Statistics show that if a seventeen-year old girl waits two years before marrying, it can cut her chances of becoming divorced in half (Ayer 52). Teens need to wait and see if they can grow with one another. If they can learn to do that, they are on the pathway to finding a happy marriage. After all, â€Å"change yourself and your partner will change† (Tobin 2). Others may still have the old fashion beliefs. They feel that just cause for teens to get married would be if the teen was already pregnant. 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Ethical Theories and Discourses Ability Expectations

Question: Discuss about the Ethical Theories and Discourses Ability Expectations. Answer: Introduction: Cash converters private limited is a retail pawn broking company in Australia. It is the subsidiary of cash converters international limited. It offers some financial loans to the low cost people. This company has many franchises on international level in many countries such as US, Spain, Canada, South Africa and UK. Basically this company operates in financial services store and second hand goods. It has been incorporated in Perth, Australia in 2007. It is registered in the ASX (Cash converters, 2017). The operations of this company are in 16 countries. Currently there are 2 people as Board of directors. The website of the company is www.cashconvertersasia.com. It has been found through this case that cash converters one among the top payday lenders in the Australia but due to some issues company had charged a interest rate of 145% on personal loan and 633% on cash loan. Due to such charges the low income customer has been trapped. Due to this decision company has to face many problems such as less market share, decrement in share price, many cases and decrement in total revenue. Ethical theories and code of conduct: Ethical theory is an idea to justify the action done by an accountant. For it, an accountant has to examine all the basis in against and favor of the action. For it accountant has to ask questions to itself such as: Is this action good for the company? Is it good for the society? Would it harm to the society? Do these actions violate the rights of anyone? Have I made any wrong commitment with the company? Cash converters accountant didnt analyze any of the point mentioned above while preparing the final statements of the company. Company just charged this high interest rate to save itself from further losses and the accountant has hide all the situation faced by the company (Rossouw, Van Vuuren, Ghani Adam, 2010). Following are some relevant ethical theories to the accountants: Deontology is the normative ethical position which judges the morality of the action based upon rules. It emphasizes the action not only upon the basis of product. Accountant has totally ignored the main concept of accounting and ignored the main figures while preparing the final statements. Right ethical theory depict that all the rights set for the society must be ethically correct and it must be kept by the person on high priority. Accountant has ignored all the ethical concept of accounting and prepared the statements in such a manner that all the negative point of company could be hided (Wolbring, 2012). Utilitarianism ethical theory depict that a company must choose the action that offers a great amount of benefit to the most people. Here, accountant has just looked over the benefits of the company (Zadek, Evans Pruzan, 2013). It ignored the benefits of all the external stakeholders of the company. It helps the managers to find the best possible option so that all the issues could be outcome. Accountant had chosen the option through which only the company could get the benefits (Mingers Walsham, 2010). Thus it could be said that accountant had didnt consider any of the ethical theory while preparing the final financial statements. Annual report of cash converters: Through the final reports of the company, it has been analyzed that the profitability of the company it has been analyzed that company has just faced a loss worth $21000 which is not the true figure. Company has faced a high loss in 2015 due to the high interest prices. The revenue of the company has been lowered than before. But the accountant of the company ignored all the accounting standards and rules and regulations and through creative accounting, he presented the totally new figures so that the external stakeholders could be manipulated. The income statement of the company for 2014 and 2015 are as follows: Income Statement of Cash converters international Ltd as on...... 2015 2014 Revenue 374 330 Cost of revenue 138 119 Gross Profit 235 211 Operating expenses sales, general and administrative expenses 147 137 other operating expenses 97 35 total operating expenses 244 172 Operating income -9 39 Interest expenses 9 9 Other income 1 2 Income before income tax -17 32 Provision for income tax 5 11 Minority interest 0 -3 Other income 0 -3 Net income from continuing operations 22 21 Net income from discontinuing operations 0 0 other 0 3 Net income -21 24 net income available to shareholders -21 24 This table depicts that how much manipulation had been done by the accountant to provide the fake information to the clients. This ahs been observed that the accountant did the whole work for the benefits of the company. The society benefit had been totally ignored by the accountant. Through the final reports of the company, it has been analyzed that the profitability financial performance of the company is not true. Company has showed the total assets worth $441000 in 2015 which is higher than 2014 return. . The performance of the company has been lowered than before (yahoo finance, 2017). But the accountant of the company ignored all the accounting standards and rules and regulations and through creative accounting, he presented the totally new figures so that the external stakeholders could be manipulated. The statement of financial position of the company is as follows: This table depicts that how much manipulation had been done by the accountant to provide the fake information to the clients. This has been observed that the accountant did the whole work for the benefits of the company. The society benefit had been totally ignored by the accountant. The share price of the company was AUD 0.51 which was quite similar with the last month share price i.e. AUD 0.51. And the share price of Dec 2015 was AUD 0.52. Thus it has been found that the share price of the company didnt affect due to the fake projection of final statements f the company. The accountant of the company had hided every information from the external stakeholders and thus the share price of the company became similar. But it has been found that in Dec, 2015, the share volume of the company had been decreased from 17,001,028 to 5,844,047 (yahoo finance, 2017). It depict that the investment of the company had been lowered due to the high interest rate charged by the company. Thus it could be said that the accountant had ignored all the ethical theories but still the stakeholder got to know about the issues in the company and divest their money from the companys projects. Social responsibility and sustainability: Social responsibility and sustainability is very important for a business. Following are some social responsibilities which must be fulfilled by the financial institutions as well as cash converter ltd to enhance the position in the society (Branco Rodrigues, 2006): An institute must evaluate and classify the investment project in the 3 categories according to the risk and environmental affect (Cuganesan Khan, 2008). This would help the society to find the best project. Cash converter must also use this technique to gain the goodwill and a good position back in the society. A company must assess the social and environmental factors before identifying the risk over any project. This would help the company as well as society for getting more return and save the environment. Cash converter must also use this technique to gain the goodwill and a good position back in the society. Financial institute must launch grievance mechanism to resolve the query of client and society (Darus, Mad Yusoff, 2014). This helps the company to gain the trust of society in companys operations. Cash converter must also use this technique to gain the goodwill and a good position back in the society. Financial institute must charge the interest rate according to the market and customer. The high interest rate could be in disfavor of the company and company could lose the market share. Conclusion: Through the case study of cash converters it has been found that the action taken by the accountant of the company was not ethical. Accountant had ignored all the accounting standards, policies, rules and regulations while preparing the final statements of the company. The income statement and balance sheet of the company did not reveal the true facts about the company. The share price of the company also did not affect due to the fact that all the information had been hided from the external stakeholders of the company so that the position of the company could not get affect in the market. Financial institutions has also suggested some social responsibilities which must be followed by the companies to make a good position in the market. References: Branco, M.C., Rodrigues, L.L. (2006). Corporate social responsibility and resource based perspectives. Journal of Business Ethics, Vol. 69(2), pp. 111-132. Cash converters, (2017). Home. Retrieved as on 1 April 2017 from www.cashconvertersasia.com. Cuganesan, S., Khan, H. (2008). Assessing the reporting of stakeholder reciprocity in the Australian banking industry. Journal of Human Resource Costing Accounting, Vol. 12, pp. 85-101. Darus, F., Mad, S., Yusoff, H., (2014). The importance of ownership monitoring and firm resources on corporate social responsibility (CSR) of financial institutions, Procedia - Social and Behavioral Sciences, International Conference on Governance and Strategic Management (ICGSM), Volume 145, 25 August 2014, Pages 173-180 Mingers, J., Walsham, G. (2010). Toward ethical information systems: the contribution of discourse ethics.Mis Quarterly,34(4), 833-854. Morning Star, (2017). Balance Sheet. Retrieved as on 1 April 2017 from https://financials.morningstar.com/balance-sheet/bs.html?t=CCVregion=ausculture=en-US Rossouw, D., Van Vuuren, L., Ghani, A. H. A., Adam, M. Z. A. (2010).Business ethics. Oxford University Press Southern Africa. Wolbring, G. (2012). Ethical theories and discourses through an ability expectations and ableism lens: The case of enhancement and global regulation.Asian Bioethics Review,4(4), 293-309. Yahoo Finance, (2017). Historical Data. Retrieved as on 1 April 2017 from https://finance.yahoo.com/quote/CCV.AX/history?period1=1427826600period2=1490985000interval=1mofilter=historyfrequency=1mo Zadek, S., Evans, R., Pruzan, P. (2013).Building corporate accountability: Emerging practice in social and ethical accounting and auditing. Routledge.